HOW THE GENERATION-SKIPPING TAX WORKS

Perhaps you’re one of the lucky people who are not only financially well off yourself, but whose children are also financially set for life. The down side of this is that they also face the prospect of high taxes on…

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MUTUAL FUNDS: FROM MYSTERY TO MAINSTAY

With more than 10,000 mutual funds now available, and most working Americans contributing to them via their employer-sponsored plans, mutual funds are no longer the mystery they once were. Instead, they’re the mainstay of many family’s investment portfolios. But if…

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WHY WORKING WITH A PROFESSIONAL MAKES GOOD SENSE

You wouldn’t think of being operated on by anything less than a board-certified surgeon. Or going into court without qualified legal representation. Or even repairing your late-model car without a trained mechanic. Then why do so many people believe they…

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THE SKYROCKETING COST OF COLLEGE

Despite a decade of low inflation, the price of higher education has seemed to defy gravity. According to The College Board, a not-for-profit membership association whose mission is to help students and parents prepare and pay for college, tuition and…

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CREATE A COLLEGE FUNDING STRATEGY

With all the other expenses competing for your monthly income – mortgage, car payment, 401(k) plan contribution, and the like – carving out a small sum of money to save every month for college isn’t easy. However, the earlier you…

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ADDITIONAL SOURCES OF FINANCIAL AID FOR COLLEGE

Even if you haven’t been able to save all the money you need for college, several alternatives exist to help you make up the difference. Financial assistance comes in many shapes and sizes – from scholarships and grants, which do…

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FINDING SCHOLARSHIP OPPORTUNITIES

The vast majority of the nation’s institutions of higher learning offer various types of scholarship, granting money to college students based on a host of criteria such as academic merit, financial need, and in some cases, racial or ethnic background….

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BUDGETING BASICS

Let’s face it: Nothing in life ever goes exactly as planned. And that goes double for money matters. How many times has this happened to you? Just when you think you finally have some breathing room in your budget, an…

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WELCOME TO “LIFE CYCLE PLANNING”

Financial planning means something different to everyone. For some, it’s about getting by month to month on their paycheck, for others it’s about watching how their stock portfolio performs each day. Unfortunately, few of us feel completely prepared to meet…

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IT’S TRUE – TIME IS MONEY!

People often overlook the time value of money. Economists know full well that a dollar received today is worth more than a dollar received a year from now. Why? Because that dollar could be invested, saved, or used to purchase…

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