Pat is a SmartVestor Pro Financial Advisor with over 14 years of experience creating financial plans and managing investments for people from all walks of life. His primary office is in Troy, Illinois, and he also sees clients at The America Group headquarters in Chesterfield, Missouri. He holds Series 7 and 66 securities licenses and has earned continuing education designations as a Certified Wealth Strategist (CWS®) and NAPA Certified Plan Fiduciary Advisor (CPFA®).
Pat’s financial philosophy is rooted in Dave Ramsey’s common-sense principles, reinforced by a strategy-driven process that empowers clients through education and collaboration. Pat works closely with Michael Wollenberg to develop personalized financial plans and investment strategies that address the full scope of each client’s goals—covering everything from retirement planning to estate and tax considerations.
After earning his MBA from Saint Louis University in 2003, Pat completed Dave Ramsey’s Financial Peace University in 2015. Since then, he has shared these principles with students in St. Louis area high schools and at local career fairs, furthering his commitment to financial literacy in the community.
Known for working with the heart of a teacher, Pat serves clients across all life stages—from those just starting their careers to those enjoying retirement. His process is built around clear communication, two-way planning, and a long-term partnership with clients on their journey toward financial peace.
A lifelong history enthusiast, Pat draws on his roots in Alton, Illinois—home of Robert Wadlow, the Lincoln-Douglas debates, and the Lewis and Clark trailhead—to bring historical perspective to the financial markets. He believes that understanding past trends helps clients navigate market ups and downs with greater confidence.
Pat and his wife Liz live in Staunton, Illinois with their children Flynn and Bellamy, and are active members of the Missouri Synod of Zion Lutheran Church in Bethalto. Pat also has two adult sons, Reed and Luke. The family enjoys life on their nine-acre property, where they spend time homesteading, exploring antique stores, visiting state fairs, listening to records, and cruising in Pat’s 1971 440 Plymouth ‘Cuda.
